Now you can purchase time on the sytem discreetly and safely from where you are sitting right now! We are now offering E-Mail Money Transfers, a safe, fast and easy way to purchase time on go4itCHAT. All you need is an email address and access to online banking from a major bank in Canada including:

• BMO - Bank of Montreal
• CIBC
• RBC Royal Bank of Canada
• ScotiaBank
• TD Canada Trust
• Prospera Credit Union

Email transfers are very secure and very private. The only information we get from you is your email address and your name, nothing else. Your banking information is never given to us, not even which bank you deal with!

If you have online banking at one of the above banks and want to purchase time on the system please first call through to a system operator at:

1-877-884-6448

and set up your account with us. This will take approximately 2-3 minutes and you will be ready to go purchase time from your online banking. Before you call us please have the following two pieces of information for us:

1. The email address you will be using to send money.
2. A security code that will ensure your online security when you send us a transfer. This code must be at least 6 characters long.
3. The email address you will send the money to. This can be obtained from the system operator when you call to set up your account.

For more information on the email transfer system you can visit Interac online by clicking here.

All email transfers will be processed as quickly as possible but will be processed at least by next business day. Please ensure you call us before sending money to set up your account and security code.

How secure is it to send money by email?

Actually, you are not sending money by email; only the notification travels over the Internet to advise the recipient that the transfer has been initiated and to provide instructions on how to deposit the money. The money always resides safely at a financial institution, and is transferred through existing payment networks that financial institutions have used for years to settle cheques, bank machine deposits and withdrawals.

Several measures have been built into the system, including:

• Encryption technology
• Confidential user IDs and passwords issued by financial institutions
• Secure login process
• A security question and answer to ensure only the intended recipient receives the money
• 128-bit browser encryption

How do I send an Interac Email Money Transfer?

All you need is an email address, access to online banking at a participating financial institution, and the email address of the person you are sending money to.

To send an Interac Email Money Transfer:

• Login to online banking
• Locate Transfer/Payment menu options
• Specify a recipient by entering their email address
• Fill in the Interac Email Money Transfer information (dollar amount, account from which to withdraw the funds, a security question that only the recipient will know the answer to and optional personal message)
• Follow instructions to confirm the information and complete the transfer

If you have online banking at one of the above banks and want to purchase time on the system please first call through to a system operator at:

1-877-884-6448